[Ali79]

We are with Petplan and were paying £17.50 a month but now it is £21.00 a month. They are not the cheapest but they do pay the vet directly if the bill is large. Beau was diagnosed with meningitis earlier this year and had to stay in hospital in Newmarket for a week which cost almost £2000. The hospital she was in said that there are not many they will accept direct payment from so check with your vet that they do with whatever company you go with unless you can afford to pay out and then wait for the cheque. Always go for lifetime cover as Beau is on meds and will hopefully be off them soon but if she gets it back again she will be covered for meds for life. We were with Sainsburys for our Cavvie and when the policy expired after a year we would have been left to find £80 a month (unfortunately she passed away before this happened anyway). Petplan are not always the cheapest and we did get a good deal but there will be others on here that can recommend cheaper insurance companies. Beau is covered for approximately £3000 a year and I thought it was more as I don't feel it is enough bearing in mind one hospital treatment was two thirds of this. Petplan are brilliant with paying out and never quibble. The most important are life cover and the amount of cover per year. Good luck